auto insurance

My friends and I were talking about how much we pay for our auto insurance premium every month. It is not a lot but it is not small either only enough for me to afford to pay for it. A lot of bills we pay every month here I wish I did not have to pay for the auto insurance but what can I do it is very important here to have insurance or else I could lose my car. I told my husband in the Philippines people drove their car all the time without insurance.